About Business

Business Summary

Housing-finance company offering home purchase, purchase-plus-construction, renovation and property-backed borrowing options for salaried and self-employed applicants.

Business Description

India Shelter’s products address distinct housing and property-backed borrowing needs. Customers can compare the relevant loan purpose and approach official branch or digital channels for an individual assessment, current terms and servicing.

Detailed Business Description

India Shelter at a Glance

Housing finance and borrower fit

India Shelter focuses on affordable housing finance, with separate products for purchasing, constructing or improving a home and for borrowing against residential property. Its official website addresses salaried and self-employed applicants. Published application information differentiates the income documents for these groups, including informal-income evidence where applicable; this does not remove credit or property assessment.

Applicants can approach branches or official digital channels. The iServe customer app is presented for applications, status information and servicing. No application, payment, eligibility decision or private account access has been tested for this profile.

Registration and development

The National Housing Bank lists India Shelter Finance Corporation Limited among housing finance companies granted a Certificate of Registration under section 29A of the NHB Act. The list explicitly states that the registration is not valid for accepting public deposits. Registration is not a recommendation of a loan or a guarantee of service.

1998 — predecessor registration

The company’s published history traces its earlier housing-finance identity to NHB registration in 1998. This is kept separate from incorporation, which has not been independently established in this review.

2010 — current-form operations

The official heritage page identifies 2010 as the start of operations in its current form under Anil Mehta. These historical events do not establish current loan eligibility or outcomes.

Enquiry and borrower support

Current written rates, fees, repayment schedules and approval conditions should be obtained for the applicant’s own proposal. Loan availability, amounts and repayment terms depend on the product and the applicant’s assessment.

Existing borrowers can use customer care and the published grievance-redressal policy. It explains company escalation and the NHB complaint route where applicable. The availability of a complaint channel does not establish a particular resolution.

Contact India Shelter

Frequently Asked Questions

Does an enquiry guarantee loan approval?

No. Approval and terms depend on the lender’s assessment of the applicant, repayment capacity, documents and property.

Is purchase-plus-construction finance the same as developer project finance?

No. The reviewed product addresses a borrower’s plot purchase and home construction needs; it does not establish a general developer-finance service.

Where can an existing borrower raise a service issue?

Use the official customer-care channels and grievance-redressal policy. The policy explains escalation and the applicable NHB complaint route.

Information sources

Company background
Home loans
Loan against property
NHB registration list
Grievance-redressal policy
Customer-care contacts

Business representative? Found information that needs correcting? Contact Siachen with this profile URL and supporting source.

Siachen Business Information & Verification

Independent information checks for this business profile.

These statuses describe Siachen’s information checks, not the business’s quality or reliability. ‘Not Yet Checked’ means Siachen has not yet assessed this item. ‘Not Yet Verified’ means a check was attempted but sufficient evidence was not established. It does not imply that the business lacks credentials or is operating improperly. Public information and Siachen’s research may be incomplete or outdated.

iOfficial Website — Supported

iBusiness Contact — Supported — official customer care

iBusiness Email — Domain Matched — [email protected]

iBusiness Location — Supported — NHB registered-office entry and official head-office map link

✓Registration / Licence — Confirmed — NHB housing-finance registration list; not valid for public deposits

iOperating History — Supported — company-published 1998 predecessor and 2010 current-form history

iLegal / Company Type — Limited company — exact legal name on NHB list

–Incorporation Year — Not Yet Checked

Information checks are not a product-quality assessment, endorsement or guarantee of service. No application approval, mailbox delivery or representative authority was tested.

Information last reviewed — 29 October 2026

Siachen Reader Note

Business information naturally evolves over time as organisations introduce new products, services, facilities, technologies, certifications, leadership changes and operational improvements.

This Business Knowledge Profile begins with information submitted by the business owner or representative. Siachen then reviews, verifies where possible, and enhances that information using the company’s official website, where available, and other reliable public sources before publishing the revised profile.

As business information may change after publication, readers are encouraged to visit the company’s official website, where available, or contact the business directly to obtain the latest information regarding products, services, pricing, operating hours, admissions, appointments, certifications, contact details, locations and other important updates before making business decisions.

Siachen Business Knowledge Platform periodically reviews Business Knowledge Profiles wherever practical. However, the official website, where available, and authorised representatives of the business remain the most reliable sources of current information.

Products / Services

Home purchase and balance transfer

The home-loan product serves homebuyers and includes a published balance-transfer facility for an existing housing loan. Income, repayment capacity, credit information and property documents remain subject to assessment. Alternative income evidence for self-employed applicants does not imply automatic approval.

Plot purchase and home construction

The purchase-plus-construction product addresses plot purchase, building a home or a combined requirement. The proposal should identify the borrower’s property, intended work and required funding stages; this is distinct from a general developer-project financing service.

Home renovation and improvement

The renovation product concerns work on an existing home. The proposed work, eligible costs, property and repayment capacity form part of the borrower-specific discussion. Confirm current permitted use, rate and charges with the lender.

Loan against residential property

Eligible owners can enquire about borrowing secured against residential property, including published business-related funding uses. The loan depends on valuation and borrower assessment and carries repayment obligations; it is not a risk-free release of property value.

Borrower servicing and complaints

Customer care, branch and digital channels support enquiries and servicing. The grievance policy describes internal escalation and onward complaint routes. No processing-time, complaint-resolution or investment-return guarantee is asserted.